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Health Care Reform



Track State Exchange Actions on State Health Facts

New Kaiser Analysis Estimates How Many People By State Are Eligible for Tax Credits If They Buy Health Coverage Through New Insurance Marketplaces

State Estimates Range from 2 Million in Texas To 27,000 In Vermont; 17 Million Eligible Nationally

A new Kaiser Family Foundation state by state analysis estimates that 17 million people nationally will be eligible for tax credits under the Affordable Care Act (ACA) next year if they purchase coverage through new health insurance marketplaces. This includes 2 million in Texas, 1.9 million in California and 1.6 million in Florida -- the three states with the largest number of residents eligible for tax credits.

The new state by state estimates provide a glimpse into the potential reach of the law's tax credits, which are designed to help low- and moderate-income people buy private health insurance. Each state's numbers reflect key demographic information about its residents, such as how many lack insurance or buy their own coverage now and their income levels, as well as whether or not the state is expanding its Medicaid program in 2014 as envisioned under the Affordable Care Act.

Full reports can be found on the Kaiser Foundation Website.


New Animation Explains Changes Coming for Americans Under Obamacare

"The YouToons Get Ready For Obamacare" Follows Up On 2010 Video "Health Reform Hits Main Street"

With major parts of the Affordable Care Act (ACA) going into effect in 2014, the Kaiser Family Foundation released a new animated video to help people understand the health care system changes on the horizon. "The YouToons Get Ready for Obamacare" explains the basic changes in the way Americans will get health coverage and what it will cost starting in 2014, whether it's through their employer, Medicaid, Medicare, or buying insurance on their own with the help of federal tax credits.

Written and produced by the Foundation and narrated by former ABC News anchor Charlie Gibson, a member of the Foundation's Board of Trustees, the animation was developed to inform and educate Americans about what will – and what will not – change under the ACA. The April 2013 Kaiser Health Tracking Poll found that 42 percent of Americans were unaware that the ACA is still the law of the land, and about half of the public said they did not have enough information about the health reform law to understand how it would impact their own family. The video serves as a how-to guide to help viewers understand what benefits they qualify for and what they can do to prepare for open enrollment starting October 1, 2013. A Spanish-language version of the video will be released in the future.

 This material was reprinted from kaiserhealthnews.org  with permission from the Henry J. Kaiser Family Foundation. Kaiser Health News, an editorially independent news service, is a program of the Kaiser Family Foundation, a nonpartisan health care policy research organization unaffiliated with Kaiser Permanente.



Health care exchange is now open and new rules apply for applicants both inside or outside the exchange.
 

     Should you use the Health Insurance Exchange to purchase your new coverage. With a few exceptions if you are not being offered insurance via a member of your family’s employer you need to purchase it on your own. The question here is should you purchase it through the Exchange or directly from a private insurance company. The main reason to purchase your coverage via the Exchange is, it is the only way you can qualify for subsidized premiums via a tax credit, qualify for enhanced benefits or even get free insurance through the expanded Medicaid system. Here is a free link to see if either of these cost savings options are available to you.  If you do not qualify for any of these financial incentives you would be advised to purchase coverage directly from a private insurance company. Both systems are guarantee issued meaning you can not be turned down if you purchase your coverage during an annual open enrollment period. The current open enrollment period runs until the end of March 2014. Next year the open enrollment will be from October 31 2014 to December 7 2014.  If purchasing direct the application is less invasive of private information than the exchange and is much shorter. Many people prefer that if not qualifying for a financial benefit.





                                     
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